Buying Property in Málaga in 2025: A life-changing opportunity for international buyers

30th May 2025 · 4 min. read · by Manuel Dávila

Málaga has quietly become one of the most desirable places in Europe to live and invest. With its Mediterranean lifestyle, excellent infrastructure and growing property market, it’s no surprise that more and more international buyers are setting their sights here.

If you’re considering buying property in Málaga, here are the essentials you need to know , clearly explained and tailored for foreign buyers.

It is entirely possible to buy property in Spain as a non-resident. In fact, the process is relatively straightforward if you have the right support. The only official requirement is to obtain an NIE (Número de Identificación de Extranjero) number, which is a foreigner’s tax identification number.

A trusted local solicitor can then take care of the legal checks, review contracts and guide you through to completion. At Christie's Costa del Sol, we work closely with international clients to ensure that everything, from negotiations to the notary signing, runs efficiently and transparently.

In addition to the purchase, buyers should budget for an extra 10–13%, which usually covers:

• Transfer tax (or VAT for new properties): If you’re purchasing a resale property, you’ll pay a 7% transfer tax (ITP) in Andalusia. However, if the property is newly built, you’ll instead pay 10% VAT (IVA) plus 1.2% stamp duty (AJD). These taxes are calculated based on the official purchase price and are typically paid shortly after signing the purchase agreement.
• Notary and Land Registry fees: Every property purchase in Spain must be formalised in front of a notary, who prepares and certifies the deed of sale (escritura pública). Notary fees are government-regulated and generally range from €600 to €1,200. Once signed, the deed must be registered in the Land Registry, which ensures legal ownership. Registration fees usually cost between €400 and €1,000.
• Legal and administrative fees: It’s highly recommended to hire an independent lawyer to represent your interests, verify documents, and ensure a smooth transaction. Legal fees are typically between 1% and 1.5% of the purchase price. Many buyers also choose to use a gestor (administrative agent) to handle paperwork, tax filing, and registration.

If you’re planning to finance the purchase, many Spanish banks offer mortgages to non-residents, generally covering 60–70% of the property's value. We can recommend reliable mortgage brokers to support you through the application process.

Buying property in Málaga means choosing from a wide range of neighbourhoods, each offering its own charm and lifestyle benefits.

• Málaga East: Home to elegant, residential neighbourhoods like El Limonar and Pedregalejo, this area is ideal for families and those seeking tranquillity by the sea. With prestigious international schools, traditional beachside restaurants and leafy avenues, it’s one of the most desirable parts of the city.

• Málaga Centre: For those drawn to the energy of the city, the historic centre offers cultural landmarks, boutique shopping, vibrant nightlife and excellent rental opportunities. From renovated period apartments to contemporary penthouses, this area blends charm with investment potential.

• Málaga West: One of the city’s fastest-growing areas, Málaga West includes modern developments along the Paseo Marítimo. With easy access to the airport, green spaces and a more contemporary urban feel, it's becoming increasingly popular with both residents and investors.

No matter what lifestyle you're seeking. a family-friendly residence, a stylish city base, or a high-yield investment, Málaga has something for everyone. To explore each district in detail, take a look at our full Area Guides and discover which part of the city best suits your needs

Buying property in Málaga is about more than just acquiring real estate, it's about choosing a lifestyle, a location and a long-term investment. With the right guidance and professional support, the process can be straightforward, enjoyable and completely secure.

At Christie’s International Real Estate Costa del Sol, we work with international clients every day who are ready to make the move, and we’re here to guide you from start to finish.