Legal and Financial Guides

12th Jul 2024|Legal and Financial Guides

What you need to apply for a mortgage in Spain

If you are thinking of buying a property in Spain, whether it is a holiday, residential or investment property, you may want to finance part of it. Not all buyers necessarily pay cash for a property, but many choose to take out a mortgage. Even if they have the liquidity to pay cash, some prefer…
Property to buy in Marbella
3rd May 2024 | Legal and Financial Guides

The Best Way To Purchase New Built Properties: Real Estate Agency Vs. Developer

Acquiring a new built villa or apartment can be challenging, especially without a deep understanding of the procedures involved in such property transactions and without knowing the true advantages of using real estate agencies. The first question that will arise for the buyer-investor when considering a new construction home will be, "Should I purchase a…

19th Jan 2024 | Legal and Financial Guides

Important tips when valuing a property

We know how important it is for our clients to know precisely the real value of their property. Our team can carry out an a priori valuation, based on their in-depth knowledge of the sector and their extensive experience in sales. And, if necessary, we can also recommend an officially approved appraisal company, if this…

22nd Sep 2023 | Lifestyle

The process of selling a property in Spain

Selling a property, whether it is an apartment, penthouse, or villa in Spain, is usually a long, tiring process as several steps need to be followed, a variety of documentation and a great deal of calm to carry out the sale successfully and for everything to go as expected. In today's article, we will talk…

4th Aug 2023 | Legal and Financial Guides

Buying a property in Spain

Buying a property in Spain is a long process where many legal requirements must be met, as well as important points stipulated by the financial institution involved. In addition, it must be carried out very rigorously. Many people feel lost when buying a home. So, in today's article, we’ll talk about all the information you…

21st Jul 2023 | Legal and Financial Guides

Why do I have to pay a Community of Owners fee?

To begin with, we must first know what a Community of Owners is. The Community is the entity made up of all the neighbours, owners (of dwellings and commercial premises) of a building or development that manages their rights and duties with respect to the common areas. Each owner can participate (mainly by voting in…

14th Apr 2023 | Legal and Financial Guides

What is the NIE?

NIE stands for "Número de Identificación del Extranjero" (Foreigner's Identification Number). This is a document  issued by the General Directorate of the Spanish Police and is an essential identification to access legal institutional services and Spanish bureaucracy in general. A NIE itself, doesn't imply the granting of a residence permit, is simply an identification number…

27th Jan 2023 | Legal and Financial Guides

What is IBI? Property taxes in Spain

IBI is a tax on real estate, whether rustic, urban or special. It is considered a direct tax of municipal ownership with a periodic, real and obligatory nature. This tax is regulated by the Ley Reguladora de Haciendas Locales, 2/2004. It consists of a recording of the real estate that has to be presented before…

9th Dec 2022 | Legal and Financial Guides

VAT when buying a home in Spain, everything you need to know

When buying a property in Spain, there are many questions that often come to mind: What documentation is necessary, how many expenses will I have to pay, or how much VAT do I have to pay for my home? In today's article we will talk about everything related to VAT when buying a property in…

Luxury home specialist worldwide

Christie's International Real Estate - Costa del Sol

Our Costa del Sol Private Office offers exclusive clients the highest level of discretion, privacy, and personalized service. Backed by Christie’s extensive expertise, our dedicated team provides unparalleled market knowledge and access to off-market listings. Trust our specialists to cater to your unique needs with the utmost professionalism and confidentiality, ensuring a seamless and bespoke real estate experience.

Interior view of the Christie’s International Real Estate Costa del Sol office in Marbella
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